In 2005, because of the poor choices we had made, my wife and I became homeless. For a short time we ended up having to live in Toyota car instead of the house we were buying. Needless to say, it wasn't a very pleasant experience for either of us. I felt so bad because I had helped to create the situation that we had found ourselves in. For a time, I did a good job of beating myself up.

Because of what had happened, I took some time and as-sessed everything. I didn't want to make the same mistakes again. There were a few very valuable things that I learned and I've put into practice in my own life. Here is my advice to the reader just in case you run into the same kind of situation.

First of all, don't let the situation get you down. It will not last. What Heraclitus wrote over 3,000 years ago still applies today, "the only constant is change."

Assess what got you into the situation that you've found yourself.
Decide where you want to go and what you want to do. Keep that image always in mind. Whatever it is that you create as your goal, you can achieve.

Take small measurable steps towards that goal. If you want to climb to the top of a mountain, you get there one step at a time.
Because of doing these things everything did change for the better. We were able to eventually own the home that we're living in now, and by following these, you can live in your dream house too!